the1001cranes:

danielle-mertina:

I now know firsthand that going to a car dealership is…an experience.

I went going exactly what car I wanted and I imagine that if you don’t know that much it’ll be easier for a dealership to screw you over when you get there by feeding you misinformation about a car, manipulating you into buying a more expensive model, and etc.

I had already done all my research online so I knew what I wanted. Down to the color. (Green is my favorite color!)

So boyfriend and I went (I followed Tumblr’s advice about bringing a man lol). And I test drove the car and loved it just like I knew I would. And THEN the real dealership experience began.

The bottomline is that I knew my credit score and so I knew what kind of interest rate (APR) I should expect. I also knew the manufacturer price of the car (MSRP) and I knew how much they were selling for on average in my area ($3k less than MSRP).

So I knew what I was going to pay and I had already decided on that in my head.

So dealer #1 (a white guy–this is relevant to mention lol) brings back the first set of numbers. He cushions it with making small talk and flattering me on starting my PhD in August. He also chats up boyfriend.

The numbers were bad. I could tell looking at it. Although they didn’t say the APR, I knew that my monthly rate shouldn’t be that high based on the number of months I’d be paying it. Also they only gave me $2k off MSRP.

I noted that the sticker price was too high because I can go to another dealer and get it cheaper and they knocked off another $1k.

And then I asked him what the APR was. He was very evasive and kept telling me to look at the monthly payments because that’s what “really matters.” No, what really matters is what I’m paying for the car overall which is the sticker price + state fees (unavoidable) + interest rate.

Dealer #1 finally told me the APR and it was 3x the rate I knew I was eligible for. I told him that’s not gonna work. He turned aggressive and said that I’m a first time buyer and I can’t expect better and that I’m being unrealistic to expect a lower rate and etc etc.

So I said that my bank quoted me a rate half that much and I’ll just go through them and buy later (at a different dealer). Because I want the car but there’s 2 other places I can go to get it in my area.

Then all of a sudden dealer #1 could get me a better APR. His next offer was 2x what I wanted to pay. I said nah that good enough.

Then they brought out dealer #2, who was a Black guy. He didn’t sit down and instantly start talking about the price. He said a bunch of small talk and said some stuff about being Black lol. Tryna be chummy chummy and connect with us on a racial level.

Then he tried to push the same numbers as dealer #1. I said I know I’m young and I don’t have a math background but you’re charging me way too much for this car and I’m not going to buy it at that price. Period. I said: get the APR down and I’ll buy the car. He kept telling me it wasn’t possible and I said okay…I won’t buy it.

But then he was like wait…lemme run the numbers. And ta da! He came back with the right APR. Also zero down. And payments lower than my target.

This whole process took 5 hours.

Moral of the story:

– know as much as you can before going to a dealership so you can focus on the numbers
– know your credit score so you know what your APR should be
– get approved through an independent bank for a loan so you have leverage to negotiate with a better rate from the dealer
– don’t focus on monthly payments. Times that by the amount of months so you know what you’re REALLY paying
– threaten to walk because stuff magically happens at dealerships when you do lol

YES. and I will also swear by The Toast’s How to Buy a Car Without Interacting With a Human

how to grow the fuck up

veux3:

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Make Some Pocket Extenders for Your Pants

welkingender:

rosalarian:

quixiiify:

So I don’t know about you, but I’m often frustrated by the ridiculous smallness of girls’ pockets. At a bare minimum, I need to be able to shove my cellphone in there – come on, pants companies! So what I started doing was making myself pocket extenders. I’ve done this several times, for pants and shorts. It’s great.

I just got this pair of jeans, so I thought I’d show you how to do it. I kind of feel like it just hasn’t occurred to some of you that this is an option, so maybe now it will. All you need is your pants, some fabric (I just took a random piece from a scrap bin), a needle, and some thread (thread doesn’t even need to match the fabric since literally no one will see it).

See? Ridiculous. Like, half a cellphone, or only 2.5″. Useless.

 So turn those inside out to expose the pockets.

Figure out how big you want your pockets to actually be. I kinda go by whatever looks like might be right. I didn’t
really measure them. Fold the fabric in half, so you have a pocket, and
then fold it in half again so you can have two equal ones.

Try to get the edges to line up enough, pin it in place, then sew up the sides! Are your stitches crazy uneven and wonky looking? Doesn’t matter; nobody’s going to see it. These are in the inside of your pants. The only thing that matters is that it holds up. So I double-did the corners, since those tend to get the most stress.

Cut open the bottom of the existing pockets.

Pin it in place, then sew around, joining the new pocket to the old pocket. I did this by keeping my hand on the inside, so I wouldn’t accidentally sew through the other side. Again, I reinforced the corners, and didn’t worry about what it actually looks like. Then I turned it in side out to make sure the inside was all joined properly.

Yay all done! And the pockets are so much bigger now!

Whaaaat I can fit my entire phone and entire hand and probably something else now, are girls’ pockets even allowed to do that?! Heck yeah they are.

You are a goddamn hero.

yooo for all of you looking for fashion tips i totally do this on all of my womens* jeans.
(also cut larger back pockets off mens* jeans and replace the tiny back pockets with those)

early morning tagging shit helpful thing

okayokayigive:

If you have a hyphenated tag on your blog (for example, Andrew-Lee Potts) and you try to link to it like a normal tag, you might have noticed that it doesn’t work – because the tagging system replaces spaces with hyphens, and so everything gets confused. 

But, like so many things in the ‘verse, this is totally hackable, with a little find-and-replace.

Start by copying the URL you think it should be, then replace ‘tagged’ with ‘search’, leave the proper hyphens in place, and replace the space hyphens with a plus sign, like so:

Start with: http://okayokayigive.tumblr.com/tagged/andrew-lee-potts

Find ‘tagged": http://okayokayigive.tumblr.com/tagged/andrew-lee-potts

Replace with “search”: http://okayokayigive.tumblr.com/search/andrew-lee-potts

Leave the proper hyphen in place: http://okayokayigive.tumblr.com/search/andrewlee-potts

Find the hyphen(s) that replaced the space: http://okayokayigive.tumblr.com/search/andrew-leepotts

And replace it with “+”: http://okayokayigive.tumblr.com/search/andrew-lee+potts

And there you have it, a blog-specific tag link for hyphenated tags.

If you have a two-word tag with a single hyphen and no space, you even get to skip the last bit – so http://okayokayigive.tumblr.com/tagged/kediil-eperu, which doesn’t work, becomes  http://okayokayigive.tumblr.com/search/kediil-eperu, which does. 

(And no, I don’t know how to make this work in themes, so that hyphenated tags become clickable. Sorry.)

(Note to self: the pagination on my search page is broken. Fix that.)

rnashallah:

lmaodies:

justaquickquestion:

hexaneandheels:

I just learned that some websites use cookies to adjust prices. That is, if you visit a certain website a lot the price will increase.

You can tell if that’s the case by checking the same web page on a different browser if you have a different number of stored cookies for that site. I checked something on Chegg and it was $14.95 on Chrome, $19.95 on Firefox, and $16.95 on Safari.

The fix? Clear your cookies for that website.

Reblog, save a wallet.

Plane tickets almost always do this!

PLANE TICKETS DO THIS ALL THE DAMN TIME 

When you’re looking for plane tickets and waiting for prices to drop, ALWAYS clear your cookies beforehand and switch between browsers. A friend of mine was looking for a flight and getting prices that were the CHEAPEST at $800-1000, I sent her a link for a round trip that was like $495, and it read as $900 on her computer because she had been hounding the airline site. 

alternatively: avoid all this headache by using incognito when shopping for plane tickets, text
books, etc

Do yourself a favor. Learn to code. Here’s how.

arabellesicardi:

boomeyer:

I’ve said this to my non-techie friends countless times. It’s no secret that being able to code makes you a better job applicant, and a better entrepreneur. Hell, one techie taught a homeless man to code and now that man is making his first mobile application.

Learning to code elevates your professional life, and makes you more knowledgeable about the massive changes taking place in the technology sector that are poised to have an immense influence on human life.

(note: yes I realize that 3/5 of those links were Google projects)

But most folks are intimidated by coding. And it does seem intimidating at first. But peel away the obscurity and the difficulty, and you start to learn that coding, at least at its basic level, is a very manageable, learnable skill.

There are a lot of resources out there to teach you. I’ve found a couple to be particularly successful. Here’s my list of resources for learning to code, sorted by difficulty:

Novice

Never written a line of code before? No worries. Just visit one of these fine resources and follow their high-level tutorials. You won’t get into the nitty-gritty, but don’t worry about it for now:

Dash – by General Assembly

CodeAcademy

w3 Tutorials (start at HTML on the left sidebar and work your way down)


Intermediate

Now that you’ve gone through a handful of basic tutorials, it’s time to learn the fundamentals of actual, real-life coding problems. I’ve found these resources to be solid:

Khan Academy

CodeAcademy – Ruby, Python, PHP

Difficult

If you’re here, you’re capable of building things. You know the primitives. You know the logic control statements. You’re ready to start making real stuff take shape. Here are some different types of resources to turn you from someone who knows how to code, into a full-fledged programmer.

Programming problems

Sometimes, the challenges in programming aren’t how to make a language do a task, but just how to do the task in general. Like how to find an item in a very large, sorted list, without checking each element. Here are some resources for those types of problems

Talentbuddy

TopCoder

Web Applications

If you learned Python, Django is an amazing platform for creating quick-and-easy web applications. I’d highly suggest the tutorial – it’s one of the best I’ve ever used, and you have a web app up and running in less than an hour.

Django Tutorial

I’ve never used Rails, but it’s a very popular and powerful framework for creating web applications using Ruby. I’d suggest going through their guide to start getting down-and-dirty with Rails development.

Rails Guide

If you know PHP, there’s an ocean of good stuff out there for you to learn how to make a full-fledged web application. Frameworks do a lot of work for you, and provide quick and easy guides to get up and running. I’d suggest the following:

Cake PHP Book

Symfony 2 – Get Started

Yii PHP – The Comprehensive Guide

Conclusion


If there’s one point I wanted to get across, it’s that it is easier than ever to learn to code. There are resources on every corner of the internet for potential programmers, and the benefits of learning even just the basics are monumental.

If you know of any additional, great resources that aren’t listed here, please feel free to tweet them to me @boomeyer.

Best of luck!

let’s all learn how to code at the same time